What We Can Offer You

BUSINESS PLANNING SUCCESSION & ESTATE CONSERVATION STRATEGIES

While we are not in the business of offering tax or legal advice, we can work with you and your professional advisors to help you select the most appropriate products and services for your personal situation and provide information in the areas of:

• Business Succession

• Income and Estate Tax Consequences of Qualified Plans

• Long-Term Care Insurance

• Charitable Giving Strategies

 INCOME REPLACEMENT INSURANCE PRODUCTS*

Disability Income Insurance today plays a significant role in a financial strategy. We help you review and select features that are most appropriate to your situation:

• Disability Income Insurance

• Non-cancelable/Guaranteed Renewable Coverage available

• Business Overhead Insurance

• Multi Life Discounts

LIFE INSURANCE

• Variable Life, Universal Life and Whole Life Insurance

• Term Life Insurance

• Payroll Deduction Life Insurance

• Key Person Insurance

• Accident Death & Dismemberment Coverage

BANK PRODUCTS**

• Certificates of Deposit (CDs)

• Money Market Accounts

• Savings Accounts

Investment/Income Products

MUTUAL FUNDS

Over 150 fund families from which to choose.

QUALIFIED PLANS AND RETIREMENT PRODUCTS

• Pension Plan Funding and Administration

• Roth IRA

• SEP

• 401(k)

• Profit Sharing and Money Purchase Plan

Funding

NON-QUALIFIED PLANS AND PRODUCTS

• Voluntary Benefits Plans

• Funding Options for Executive Bonus Plans

• Split Dollar Insurance

• Deferred Compensation/Salary Continuation Plans

* These policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these policies is at least 68%, depending on the policy. This ratio is the portion of future premiums, which MetLife expects to return as benefits, when averaged over all people with the applicable policy.

Like most insurance policies, MetLife insurance policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. I'll be glad to provide you with costs and complete details.

** Banking products and services, including deposit accounts, offered by MetLife Bank (R), NA, Member FDIC, a MetLife affiliated company.