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Business lending FAQ

Answers to common questions about our funding process, requirements, and support.

Who can apply for business funding?

We serve U.S. businesses operating for at least 6 months with steady monthly revenue. Requirements may differ by product.

How fast is funding delivered?

Most approved businesses receive funds within 1-3 business days after submitting all documents and accepting an offer.

Do I need collateral for a loan?

Many options do not require collateral. Some products may have additional requirements, which are explained during application.

What documents are required?

You’ll typically need business details, recent bank statements, and identification. Additional documents may be requested as needed.

Are there any fees to apply?

There are no application fees. All terms, rates, and any fees are disclosed before you accept an offer.

Can I pay off my loan early?

Yes, early payoff is allowed. Most products have no prepayment penalties. Details are included in your agreement.